Terms and Conditions
Effective Date: October 5, 2026
Last Updated: October 5, 2026
These Terms and Conditions (“Terms”) govern your access to and use of michiganfirehousebuyer.com (the “Website”) and services offered through the Website by Michigan Fire House Buyer (“Michigan Fire House Buyer,” “we,” “us,” or “our”).
By accessing the Website, submitting information concerning real estate, requesting a cash offer, or otherwise interacting with our services, you agree to these Terms and acknowledge our Privacy Policy.
1. Purpose of the Website
The Website allows homeowners, property owners, and authorized representatives to submit information concerning real estate they may wish to sell, including:
- Fire-damaged property;
- Smoke-damaged property;
- Water-damaged property;
- Structurally damaged property;
- Distressed property;
- Vacant property;
- Inherited property;
- Probate or estate property;
- Property facing foreclosure;
- Property subject to liens;
- Property requiring substantial repairs; and
- Other residential or investment property.
Depending on a particular property and transaction, we may:
- Evaluate the property ourselves;
- Purchase or seek to purchase it;
- Facilitate a potential cash offer;
- Match the seller with a local cash buyer;
- Refer or route the opportunity to another investor;
- Work with licensed real estate professionals where legally required;
- Enter into a purchase agreement;
- Acquire contractual or equitable rights;
- Assign contractual rights where legally and contractually permitted;
- Resell property we actually acquire; or
- Determine that neither we nor another prospective purchaser is interested.
Nothing displayed on the Website constitutes a binding offer to purchase real estate.
2. Our Role
Michigan Fire House Buyer operates within the real estate investment, cash-buyer, property-acquisition, marketing, referral, and lead-generation marketplace.
Depending on the transaction, we may act as:
- A prospective principal purchaser;
- A real estate investor;
- A property-acquisition business;
- A marketing or lead-generation service;
- A service connecting property owners with prospective purchasers;
- A contract purchaser;
- A holder of contractual or equitable rights;
- An affiliate or business partner of another purchaser; or
- A combination of these roles.
Our precise role depends on the facts and governing written agreements.
Unless separately and lawfully established, we do not act as your:
- Real estate broker;
- Seller’s real estate agent;
- Attorney;
- Accountant;
- Financial adviser;
- Tax adviser;
- Insurance adviser;
- Public adjuster;
- Contractor;
- Engineer;
- Appraiser;
- Fiduciary;
- Housing counselor;
- Mortgage broker;
- Mortgage lender;
- Credit-services organization;
- Loan-modification provider; or
- Foreclosure consultant.
3. Lead Generation and Local Buyer Matching
The Website expressly connects some property owners with independent local cash buyers.
After reviewing your information, we may introduce or route the property opportunity to one or more prospective purchasers.
An independent purchaser may:
- Research the property;
- Contact you;
- Evaluate property condition;
- Estimate repairs;
- Determine its own offer;
- Conduct due diligence;
- Negotiate terms; and
- Enter into a transaction directly with you.
Independent purchasers are responsible for their own:
- Statements;
- Representations;
- Offers;
- Valuations;
- Contracts;
- Financing;
- Licensing obligations;
- Privacy practices;
- Performance; and
- Compliance with applicable law.
4. No Obligation to Sell
Submitting information or requesting an offer does not obligate you to sell your property.
A Website form submission is an inquiry and is not a real estate purchase agreement.
You may reject a proposed offer unless and until you enter into a legally enforceable written agreement providing otherwise.
5. No Obligation to Purchase
Submitting property information does not require Michigan Fire House Buyer or any:
- Cash buyer;
- Investor;
- Contract purchaser;
- Affiliate;
- Acquisition partner;
- Broker; or
- Other prospective purchaser
to:
- Evaluate the property;
- Make an offer;
- Maintain a previous offer;
- Continue negotiations;
- Purchase the property; or
- Complete a transaction.
6. Eligibility and Authority
By using the Website or submitting property information, you represent that:
- You are at least 18 years old;
- You possess legal capacity to enter contracts;
- Information you provide is materially accurate to the best of your knowledge;
- You own the property, hold an ownership interest, or are authorized to communicate concerning it; and
- Your use of the Website complies with applicable law.
Submission by one co-owner does not necessarily establish authority to bind every owner.
7. Property Information and Research
We may request or obtain information concerning:
- Property address;
- Property type;
- Property condition;
- Fire damage;
- Smoke damage;
- Water damage;
- Structural damage;
- Electrical and plumbing condition;
- Roof or foundation condition;
- Heating and cooling systems;
- Occupancy;
- Repairs;
- Permits;
- Insurance claims;
- Desired sale timeline;
- Ownership;
- Mortgages;
- Land contracts;
- Liens;
- Property taxes;
- Probate;
- Foreclosure;
- Inheritance; and
- Other matters relevant to evaluating a possible transaction.
You authorize us and prospective purchasers evaluating the opportunity to research the property through lawful public and commercial sources.
8. Preliminary Offers and Valuations
Any:
- Cash offer;
- Preliminary offer;
- Estimated offer;
- Property valuation;
- Price range;
- Repair estimate; or
- Similar preliminary indication of transaction value
is non-binding unless incorporated into a legally enforceable written transaction agreement.
A preliminary offer may change following due diligence.
9. Illustrative Offer Formula
The Website may describe an offer methodology substantially similar to:
Potential Offer = After-Repair Value – Repair Costs – Selling Costs – Investor Return
That formula is illustrative.
Actual assumptions may vary concerning:
- Property value;
- Repair costs;
- Holding expenses;
- Property taxes;
- Insurance;
- Utilities;
- Title and closing expenses;
- Resale expenses;
- Brokerage expenses;
- Market conditions;
- Risk; and
- Investment return.
No particular offer amount is guaranteed.
10. Binding Transactions
A binding real estate transaction arises only after the applicable parties execute legally enforceable transaction documents.
Closing may depend on:
- Verification of ownership;
- Authority to sell;
- Title review;
- Property access;
- Due diligence;
- Mortgages;
- Land contracts;
- Liens;
- Property taxes;
- Seller disclosures;
- Probate or estate matters;
- Foreclosure status;
- Buyer funding;
- Closing requirements; and
- Other contractual or legal conditions.
11. Michigan Seller Disclosure Act
Michigan’s Seller Disclosure Act generally applies to transfers of interests in residential real estate consisting of one to four residential dwelling units, subject to statutory exceptions.
Covered transfers include:
- Sales;
- Exchanges;
- Installment land contracts;
- Leases with options to purchase;
- Other purchase options;
- Certain ground leases involving improvements; and
- Certain transfers of interests in residential cooperatives.
The statute applies regardless of whether the purchaser is paying cash or obtaining financing.
12. Michigan Seller’s Disclosure Statement
Where the Seller Disclosure Act applies, the seller must complete Michigan’s statutory Seller’s Disclosure Statement.
The statement is based on information known by the seller and requires the seller to:
- Answer applicable questions;
- Report known conditions affecting the property;
- Identify unknown information appropriately;
- Explain applicable “yes” responses; and
- Sign the disclosure statement.
The disclosure statement is not itself:
- A warranty;
- A guarantee of property condition;
- A professional inspection; or
- A substitute for inspections or warranties the buyer may obtain.
13. Fire Damage Is Expressly Included in Michigan’s Statutory Form
Michigan’s statutory Seller’s Disclosure Statement expressly asks whether the seller is aware of:
Major damage to the property from fire, wind, floods, or landslides.
Where a seller knows that qualifying major fire damage occurred, the seller should answer that question truthfully.
Fire damage can also affect other required disclosure categories concerning:
- Electrical systems;
- Plumbing systems;
- Heating systems;
- Roofs;
- Structural problems;
- Repairs and alterations;
- Permits;
- Environmental hazards;
- Water intrusion;
- Mold;
- Chimneys or fireplaces; and
- Other conditions affecting the property.
14. Disclosure Must Generally Precede the Seller’s Binding Purchase Agreement
For a sale subject to the Michigan Seller Disclosure Act, the seller generally must deliver the required disclosure statement to the prospective buyer before the seller executes a binding purchase agreement.
Delivery to the buyer’s authorized agent can constitute delivery to the buyer as provided by law.
The parties should not assume that a fast cash transaction eliminates this timing requirement.
15. Late Disclosure and Buyer Termination Rights
If a required disclosure or amendment is delivered only after the seller has executed a binding purchase agreement, the buyer generally may terminate the agreement by written notice:
- Within 72 hours after in-person delivery of the disclosure statement; or
- Within 120 hours after delivery by registered mail.
The statutory termination right expires upon transfer of the property by deed or installment sales contract.
Nothing in these Website Terms reduces those rights.
16. Changes Before Closing
Michigan’s disclosure form states that if changes occur in specified structural, mechanical, or appliance systems between completion of the form and closing, the seller should disclose those changes to the buyer.
Other amendment duties may arise under the Seller Disclosure Act, contract, or general law.
17. Statutory Seller Disclosure Exemptions
Michigan’s Seller Disclosure Act contains exemptions for specified transactions.
Depending on the circumstances, exempt transfers can include certain:
- Court-ordered transfers;
- Probate-court transfers;
- Foreclosure sales;
- Bankruptcy transfers;
- Deeds in lieu of foreclosure;
- Transfers by certain nonoccupant fiduciaries;
- Transfers between co-tenants;
- Transfers to specified family members;
- Divorce-related transfers;
- Government transfers; and
- Transfers of specified newly constructed and uninhabited residential property by qualifying licensed builders.
An exemption should not be assumed without reviewing the actual transaction.
18. No Universal Fire-Documentation Package
The Website contains substantial educational content concerning fire damage and may recommend retaining:
- Fire-department reports;
- Photographs;
- Insurance records;
- Contractor estimates;
- Repair invoices;
- Structural evaluations;
- Inspection reports;
- Permit records;
- Remediation documents; and
- Other fire-related records.
These records can be useful for:
- Insurance;
- Buyer due diligence;
- Valuation;
- Repair verification;
- Completing the Seller’s Disclosure Statement;
- Contract negotiations; and
- Explaining known conditions.
However, Michigan does not impose one universal rule requiring every seller to automatically deliver every fire, insurance, engineering, contractor, permit, inspection, and repair record in every transaction.
Actual document requirements depend on:
- Michigan’s statutory form;
- The seller’s known conditions;
- The purchase agreement;
- Buyer requests;
- Insurance issues;
- Local governmental requirements; and
- Other applicable law.
19. As-Is Transactions
The Website advertises potential purchases of property in its current or “as-is” condition.
An as-is transaction may mean the purchaser does not require the seller to perform repairs.
However, “as-is” does not automatically eliminate:
- Michigan Seller Disclosure Act duties;
- Fraud or misrepresentation liability;
- Duties concerning known information required by the statutory form;
- Contractual representations;
- Federal disclosures;
- Title obligations; or
- Other non-waivable legal duties.
The executed purchase agreement and applicable law determine the legal effect of an as-is provision.
20. Inspections and Due Diligence
The Website may advertise:
- No formal inspection;
- No repairs;
- No appraisal contingency;
- No financing contingency; or
- Similar streamlined terms.
These statements describe possible transaction structures.
They do not:
- Eliminate required seller disclosures;
- Prevent due diligence permitted by the purchase agreement;
- Authorize concealment or fraud; or
- Override signed transaction documents.
A purchaser may choose to:
- Inspect the property;
- Obtain contractor estimates;
- Obtain engineering or structural evaluations;
- Review fire reports;
- Review insurance information;
- Review permits;
- Examine title;
- Test air or water quality;
- Conduct environmental testing; or
- Perform other due diligence.
21. Fast Closing and Similar Advertising Statements
The Website may advertise:
- A cash offer within approximately 24 hours;
- Closing in approximately 7 to 10 days;
- Flexible closing dates;
- No repairs;
- As-is purchases;
- No real estate-agent commission;
- No seller fees;
- Buyer-paid closing costs;
- No formal inspection;
- No appraisal contingency; or
- No financing contingency.
These statements describe transaction structures that may be available.
They do not guarantee identical terms or timing for every seller.
Actual timing and terms may depend on:
- Property condition;
- Ownership;
- Title;
- Mortgages;
- Land contracts;
- Liens;
- Property taxes;
- Seller-disclosure timing;
- Buyer availability;
- Buyer funding;
- Property access;
- Due diligence;
- Probate or estate matters;
- Foreclosure status;
- Closing-provider requirements; and
- Other circumstances.
22. Closing Costs, Fees, and Commissions
Where a prospective purchaser agrees to:
- Pay specified closing costs;
- Purchase without a listing broker;
- Charge no seller commission;
- Charge no particular seller fee; or
- Pay specified title or closing expenses,
the actual obligations of the parties are determined by the signed transaction documents and final closing statement.
Website advertising does not override signed transaction documents.
23. Michigan Real Estate Brokerage Licensing
Michigan regulates real estate brokerage under Article 25 of the Occupational Code.
Depending on the activity, licensing requirements can apply where a person:
- Represents another person in a real estate transaction;
- Markets property for another;
- Negotiates a purchase or sale for another;
- Procures prospects in a regulated brokerage capacity;
- Receives compensation for acts requiring a license;
- Holds itself out as a real estate broker; or
- Performs other activities covered by Michigan brokerage law.
Nothing on the Website authorizes unlicensed brokerage.
24. Principal Purchasers and Property Owners
A genuine principal buyer purchasing property for that buyer’s own account may occupy a different legal position from a broker acting on behalf of another.
However, Michigan law also contains specific provisions concerning owners whose real estate sales become a principal vocation.
Accordingly, a business should not assume that owning or acquiring an interest in property automatically eliminates every licensing issue.
25. Owner Selling Real Estate as a Principal Vocation
Michigan law provides that, unless an owner engages a licensed real estate broker in connection with the sales, an individual owner of real estate must obtain a real estate broker license if the individual engages in selling real estate as a principal vocation.
Michigan identifies circumstances that constitute selling real estate as a principal vocation, including:
- Engaging in more than five real estate sales in any 12-month period;
- Representing to the public that the individual is principally engaged in selling real estate; or
- Devoting more than the statutory amount of working time to selling real estate.
Any high-volume principal-investor model should be reviewed for compliance with that provision.
26. Contract Assignments and Wholesaling
As of the effective date of these Terms, Michigan does not maintain a separate comprehensive residential-wholesaler registration statute comparable to specialized wholesaling regimes enacted by several other states.
That does not mean every contract-assignment or wholesaling practice is automatically outside Michigan’s real estate licensing laws.
Relevant factors can include:
- Whether the person acts as a genuine principal;
- Whether the person holds a valid contractual or equitable interest;
- Whether the purchase agreement permits assignment;
- Whether the person is marketing contractual rights or purporting to market another person’s property;
- Whether the person negotiates on behalf of another;
- Whether compensation is paid for brokerage activity;
- Whether the person holds itself out as a broker; and
- Whether other Michigan licensing provisions apply to a high-volume property-sale business.
27. Contractual or Equitable Interest Is Not Legal Title
Holding a purchase agreement, option, assignment right, or equitable interest is different from holding legal title.
A person holding only contractual or equitable rights should not falsely represent that:
- The person owns legal title;
- The person is the deed owner;
- Title has already transferred;
- The person has authority greater than the purchase agreement provides; or
- The underlying real estate belongs to the contract holder.
Any assignment is subject to the governing purchase agreement and applicable law.
28. Marketing Contractual Rights Versus Marketing Another Person’s Property
A business using an assignment strategy should accurately identify what is being marketed.
Marketing a genuine contractual interest held by the business is legally different from:
- Listing another person’s property;
- Negotiating the owner’s property sale on the owner’s behalf;
- Representing oneself as the seller’s broker;
- Advertising property as though the advertiser owns legal title when it does not; or
- Collecting brokerage compensation without required licensure.
The actual conduct, not merely the label “wholesaler,” determines applicable legal obligations.
29. Real Estate Licensee Ownership Disclosure
Where a Michigan real estate licensee sells property that the licensee owns or in which the licensee has an interest, Michigan law requires specified written disclosure of:
- The licensee’s ownership or interest; and
- The licensee’s licensure
before the purchaser signs an offer to purchase.
Any licensed participant should independently comply with those requirements.
30. Michigan Real Estate Advertising Rules
Where a Michigan real estate broker advertises property in a brokerage capacity, statutory advertising requirements apply, including required identification of the broker and applicable contact information.
Licensed salespersons and associate brokers are also subject to restrictions concerning the business name and supervision under which they advertise.
Nothing on this Website authorizes a licensed person to disregard those requirements.
31. Long-Term Right-to-List Agreements
Michigan separately regulates certain right-to-list home sale agreements.
Among other limitations, qualifying agreements can be unenforceable if they:
- Are not in writing;
- Are not signed by all owners;
- Extend beyond the maximum period allowed by law;
- Omit required termination provisions; or
- Otherwise fail to satisfy statutory requirements.
Nothing on this Website authorizes use of a prohibited agreement intended to burden title or improperly bind a future owner.
32. Foreclosure and Financial Distress
The Website markets to homeowners who may be:
- Behind on mortgage payments;
- Facing default;
- Facing foreclosure;
- Experiencing financial distress; or
- Seeking a rapid property sale.
We are not your:
- Mortgage lender;
- Mortgage servicer;
- Attorney;
- Financial adviser;
- Credit counselor;
- Housing counselor;
- Mortgage broker;
- Credit-services organization;
- Loan-modification provider; or
- Foreclosure consultant
unless a separate legally compliant relationship expressly establishes otherwise.
Selling property may be one possible response to financial distress, but it is not necessarily the only available option.
A homeowner may wish to communicate with:
- The mortgage lender or servicer;
- A Michigan attorney;
- A HUD-approved housing counselor;
- The Michigan State Housing Development Authority; or
- Another qualified professional.
33. Michigan Credit Services Protection Act
Michigan’s Credit Services Protection Act regulates businesses that, for consideration, provide or offer specified services including advice or assistance regarding foreclosure of a real estate mortgage.
A company that goes beyond purchasing real estate and offers compensated foreclosure-assistance services can therefore trigger materially different requirements.
Covered credit-services organizations face restrictions concerning:
- Advance compensation;
- Written contracts;
- Truthful representations;
- Performance of promised services; and
- Other consumer protections.
34. No Advance Payment for Covered Foreclosure Assistance
Michigan’s Attorney General explains that, for most businesses covered by the Credit Services Protection Act, it is unlawful to charge or receive a fee before completing promised foreclosure-prevention or mortgage-modification services.
Unless separately legally established, Michigan Fire House Buyer does not charge homeowners for foreclosure-prevention or mortgage-modification services.
35. Covered Credit-Services Contracts
Where Michigan’s Credit Services Protection Act applies, covered businesses generally must:
- Use a written contract;
- Identify the services to be provided;
- Complete promised services within the applicable statutory timeframe;
- Avoid false or misleading representations; and
- Comply with applicable consumer-protection requirements.
Michigan Fire House Buyer does not establish a credit-services relationship merely by making or facilitating an offer to purchase property.
36. Ordinary Property Purchase Versus Foreclosure Rescue
A bona fide permanent property sale to a purchaser is different from a transaction in which a company promises to:
- Stop foreclosure;
- Renegotiate the mortgage;
- Obtain a loan modification;
- Refinance the homeowner;
- Take title while promising that the homeowner may later repurchase the home;
- Lease the property back as part of an equity-stripping arrangement; or
- Provide other foreclosure-rescue services for compensation.
Those arrangements can create materially different legal and regulatory issues.
37. Sale-Leaseback and Repurchase Risks
Michigan consumer authorities specifically warn homeowners about foreclosure-rescue schemes in which a distressed owner:
- Transfers title to another person;
- Remains in the property as a tenant; and
- Is promised a later right or opportunity to repurchase the home.
Those arrangements can involve substantial risks concerning equity, property taxes, affordability, eviction, lending regulation, and consumer protection.
Unless separately structured and reviewed for legal compliance, Michigan Fire House Buyer does not represent that a homeowner can sell a property to us and then automatically repurchase it later.
38. No Foreclosure-Rescue Guarantees
Unless separately authorized and legally qualified, we do not represent that:
- We act for your mortgage lender;
- We act for your mortgage servicer;
- We act for the State of Michigan or federal government;
- We guarantee foreclosure will stop;
- We guarantee a loan modification;
- We will negotiate your mortgage for you;
- You should stop communicating with your lender;
- You should stop making legally required payments; or
- Selling your property through us is your only available option.
39. Federal Mortgage-Assistance Rules
If a separate activity constitutes mortgage-assistance-relief services under federal law, applicable federal requirements control.
Those rules may regulate:
- Advance fees;
- Advertising claims;
- Required disclosures;
- Communications with mortgage lenders or servicers; and
- Consumer acceptance procedures.
40. Probate, Estate, and Inherited Property
Submitting inherited, probate, or estate property does not establish that the person submitting it has authority to sell.
A transaction may require:
- Personal-representative authority;
- Executor or administrator authority;
- Trustee authority;
- Probate-court documentation;
- Participation of heirs or devisees;
- Appropriate deeds;
- Affidavits; or
- Other evidence of authority.
Certain transfers by a nonoccupant fiduciary in administration of an estate or trust may qualify for an exemption from Michigan’s Seller Disclosure Act.
41. Insurance Claims and Fire-Damage Proceeds
A fire-damaged property may involve an open or completed insurance claim.
We do not act as your:
- Insurance company;
- Insurance producer;
- Public adjuster;
- Insurance attorney; or
- Insurance adviser
unless separately established through a legally compliant arrangement.
You are responsible for understanding:
- Insurance coverage;
- Claim requirements;
- Proof-of-loss requirements;
- Claim deadlines;
- Insurance proceeds;
- Repair obligations;
- Mortgage-holder rights;
- Assignment restrictions;
- Recoverable depreciation;
- Policy conditions; and
- Tax consequences.
If property is sold while an insurance claim remains pending, the purchase agreement should address the parties’ respective rights concerning the claim and proceeds.
42. Insurance Documentation Is Not Automatically a Statutory Seller Package
Fire-department reports, insurance records, photographs, contractor invoices, inspection reports, engineering reports, permit records, and repair documentation may be valuable in evaluating a fire-damaged property.
They are not automatically a universal statutory package that every Michigan seller must provide to every purchaser.
43. Building Codes, Permits, and Unsafe Structures
Fire-damaged property may be subject to:
- Building-code violations;
- Unsafe-building determinations;
- Condemnation;
- Building permits;
- Electrical permits;
- Repair requirements;
- Demolition requirements;
- Fire-code requirements;
- Utility restrictions;
- Environmental requirements; or
- Other state or local governmental requirements.
Requirements vary among Michigan municipalities.
An as-is sale does not waive governmental requirements.
44. Property Taxes After Transfer
Michigan property taxes can change materially after a transfer of ownership because taxable value may be uncapped or otherwise recalculated under applicable law.
Website statements concerning estimated expenses or property value do not constitute tax advice.
Sellers and purchasers should obtain appropriate tax advice concerning their particular transaction.
45. Telephone Communications
By providing a telephone number and requesting information or an offer, you authorize us to respond concerning:
- Your property;
- Property research;
- Scheduling;
- Offers;
- Buyer matching;
- Follow-up; and
- Potential transactions.
Where applicable law requires additional consent before regulated automated, prerecorded, artificial-voice, or marketing communications are made, applicable consent requirements will be followed.
46. Recording of Communications
Michigan’s eavesdropping statute refers to consent of all parties when a person uses a device to eavesdrop on a private conversation.
Michigan appellate precedent has historically interpreted the statutory concept of “eavesdropping” so that a participant’s own recording of the conversation does not fall within the prohibition in the same manner as interception of the private discourse of others.
Because the statutory text and case law are nuanced, we do not rely on a simplistic blanket statement that every Michigan conversation may always be secretly recorded.
We or service providers acting on our behalf may record communications for legitimate purposes including:
- Quality assurance;
- Training;
- Documentation;
- Compliance;
- Fraud prevention; and
- Security.
Operationally, we may provide recording notice and obtain consent from all participants where appropriate.
Because a caller may be physically located in another jurisdiction with stricter recording requirements, the stricter applicable rule will be followed.
47. Text Messages
If you provide a mobile telephone number and applicable consent, we may communicate by text regarding:
- Your inquiry;
- Your property;
- Scheduling;
- Offers;
- Buyer matching;
- Follow-up; and
- Potential transactions.
Where legally required, separate or additional consent will be obtained before regulated automated or marketing communications are sent.
Consent to marketing communications is not a condition of receiving an offer or selling property where prohibited by law.
Message and data rates may apply.
Message frequency may vary.
Reply STOP to request that applicable messages stop.
48. Email Communications
By providing an email address, you authorize us to communicate regarding:
- Your property;
- Potential offers;
- Prospective purchasers;
- Scheduling;
- Follow-up;
- Services; and
- Potential transactions.
Applicable promotional emails will provide an unsubscribe mechanism.
49. Electronic Communications
Where permitted by law, you consent to receiving Website and transaction communications electronically.
These may include:
- Email;
- Text messages;
- Electronic documents; and
- Website notices.
50. Privacy
Our collection, use, disclosure, sale, sharing, retention, and other processing of personal information is described in our Privacy Policy.
The Privacy Policy is incorporated into these Terms to the extent permitted by applicable law.
51. Independent Decision-Making
Selling real estate can have significant:
- Legal;
- Financial;
- Tax;
- Insurance; and
- Personal consequences.
You may wish to obtain independent advice from:
- A Michigan attorney;
- A licensed Michigan real estate professional;
- A tax professional;
- An accountant;
- An insurance professional;
- A contractor;
- An engineer;
- An appraiser;
- A HUD-approved housing counselor; or
- Another qualified professional.
52. No Professional Advice
Website content does not constitute individualized:
- Legal advice;
- Tax advice;
- Accounting advice;
- Financial advice;
- Insurance advice;
- Construction advice;
- Engineering advice;
- Appraisal advice;
- Mortgage advice;
- Foreclosure advice; or
- Other professional advice.
53. No Automatic Brokerage, Agency, or Fiduciary Relationship
Use of the Website does not itself create:
- A real estate brokerage relationship;
- Seller representation;
- Buyer representation;
- Agency;
- A fiduciary relationship;
- A partnership;
- A joint venture; or
- Employment.
Where a licensed Michigan real estate professional participates in a regulated capacity, applicable brokerage agreements and statutory duties control.
54. Acceptable Use
You may not:
- Use the Website unlawfully;
- Submit fraudulent property leads;
- Knowingly submit materially false information;
- Impersonate another person;
- Submit property information without authority;
- Attempt unauthorized access to Website systems;
- Introduce malware or harmful code;
- Circumvent security;
- Abuse Website forms;
- Interfere with Website operations; or
- Violate another person’s rights.
55. Intellectual Property
Unless otherwise stated, the Website and its original:
- Text;
- Branding;
- Graphics;
- Photographs;
- Videos;
- Designs;
- Layout; and
- Software
are owned by or licensed to Michigan Fire House Buyer.
You may not commercially reproduce or exploit protected Website materials without appropriate authorization.
56. Third-Party Websites and Services
We may link to or integrate with third-party websites or services.
We do not control and are not responsible for third-party:
- Content;
- Privacy practices;
- Security;
- Products;
- Services;
- Representations; or
- Conduct.
57. Website Availability
We may modify, restrict, suspend, or discontinue portions of the Website.
Continuous, uninterrupted, secure, or error-free access is not guaranteed.
58. No Guarantee of Transaction
We do not guarantee:
- That every property will receive an offer;
- That an offer equals fair market value;
- Any particular purchase price;
- Any specific closing date;
- Assignment of a contract;
- Availability of an independent purchaser;
- Completion of a transaction; or
- Any particular financial result.
59. Disclaimer of Warranties
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE WEBSITE AND WEBSITE CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.”
WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, INCLUDING IMPLIED WARRANTIES OF:
- MERCHANTABILITY;
- FITNESS FOR A PARTICULAR PURPOSE;
- TITLE; AND
- NON-INFRINGEMENT.
Nothing in these Terms excludes protections that applicable law does not permit to be excluded.
60. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, MICHIGAN FIRE HOUSE BUYER AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM WEBSITE USE.
OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM WEBSITE USE WILL NOT EXCEED $500, TO THE MAXIMUM EXTENT PERMITTED BY LAW.
This Website-only limitation does not govern rights or liabilities under a separately executed purchase, assignment, brokerage, mortgage-related, credit-services, or other transaction agreement unless that agreement expressly provides otherwise.
61. Independent Third-Party Buyers
To the maximum extent permitted by law, we are not responsible for the independent:
- Offers;
- Representations;
- Valuations;
- Contracts;
- Financing;
- Privacy practices;
- Performance; or
- Conduct
of an unaffiliated third-party prospective purchaser.
Nothing in this section excludes liability that applicable law does not permit us to exclude.
62. Indemnification
To the extent permitted by applicable law, you agree to indemnify Michigan Fire House Buyer and its affiliates from claims arising from:
- Your unlawful use of the Website;
- Your material breach of these Terms;
- Fraudulent information you knowingly submit;
- Information knowingly submitted without authority; or
- Your violation of another person’s rights.
63. Governing Law
These Terms are governed by the laws of the State of Michigan, except where applicable law requires otherwise.
64. Venue and Disputes
Subject to mandatory jurisdiction, venue, consumer-protection, and transaction-specific requirements, legal proceedings arising solely from Website use or these Terms may be brought in a court of competent jurisdiction in the State of Michigan.
These Website Terms do not impose mandatory arbitration.
A separately executed purchase agreement, assignment agreement, brokerage agreement, mortgage-related agreement, or other transaction-specific agreement may contain different enforceable dispute provisions.
65. Non-Waivable Michigan Rights
Nothing in these Terms waives rights that cannot legally be waived under applicable:
- Michigan Consumer Protection Act;
- Michigan Seller Disclosure Act;
- Michigan real estate licensing law;
- Michigan Credit Services Protection Act;
- Michigan Identity Theft Protection Act;
- Michigan communications and eavesdropping law;
- Federal mortgage-assistance rules;
- Federal disclosure law; or
- Other applicable law.
Where these Terms conflict with a non-waivable legal right, applicable law controls.
66. Transaction Agreements Control
These Website Terms do not replace:
- Purchase agreements;
- Assignment agreements;
- Brokerage agreements;
- Seller’s Disclosure Statements;
- Title documents;
- Closing documents;
- Land contracts;
- Insurance-related agreements;
- Mortgage-related agreements; or
- Other transaction-specific documents.
A separately executed transaction agreement governs that transaction to the extent enforceable under applicable law.
67. Changes to These Terms
We may update these Terms periodically.
Updated Terms become effective when posted or on another effective date identified in the revised Terms, subject to applicable law.
68. Severability
If a provision is invalid or unenforceable, it will be enforced to the maximum lawful extent or severed, and the remaining provisions will remain effective.
69. No Waiver
Failure to enforce a provision does not waive the right to enforce it later.
70. Assignment
You may not assign these Website Terms without our prior written consent.
We may assign these Website Terms in connection with:
- A merger;
- Acquisition;
- Reorganization;
- Financing;
- Affiliate restructuring; or
- Sale of assets,
subject to applicable law.
This Website provision does not determine whether a particular real estate purchase agreement may be assigned.
Assignment of a real estate purchase agreement is governed by:
- The agreement itself;
- Michigan contract law;
- Michigan real estate licensing law; and
- Other applicable legal requirements.
71. Entire Agreement Regarding Website Use
These Terms and the Privacy Policy constitute the agreement governing Website use.
They do not supersede separately executed real estate transaction documents.
72. Contact Us
Questions concerning these Terms may be directed to:
Michigan Fire House Buyer
Michigan
United States
Phone: 208-269-2084
Website: michiganfirehousebuyer.com

